Kate Williams inherits her grandmother's cottage on a remote lake. There, she encounters apparitions that seem to emanate from a submerged church where a congregation drowned over 100 years ago. But there is more than meets the eye.

The tale of two sisters with the older one pledged to look after the younger one that transpires between a department store, NYC's Central Park and a boarding house. THe older one is the sweet, old-fashioned type and the younger is a jazz-age flapper who takes whatever falls her way. Mame, the older, goes on vacation a…